Conservative Solutions to Liberal Problems (Part I)

Conservative solutions for health care will save money and save lives. Liberal panaceas will increase costs and redistribute both wealth and lives.

A common refrain in these early days of the inept Obama Administration from liberals and Democrat mouthpieces in the media is that the Republican Party is the “party of no”. Were it not for the fact that Democrats have time and again rebuffed Republican attempts to amend legislation, this might be a more stinging barb. President Obama as early as January, was telling Republicans who proposed alternative plans to his catastrophic stimulus bill that he’d trump their alternative plans, since “I won”.

A party of no? Perhaps a party of no cajones would be more apt. A party of no spines, even. A party of no personality, or of no public relations or no spin doctors would suffice. Young Republicans and conservatives are offering solutions to America’s problems.  Our solutions will solve problems created almost exclusively by liberals, both intentionally and unintentionally. Let us first begin with the issue that Democrats are largely using to try to pin Republicans with the label of obstructionists:

HEALTH CARE: CBO estimates peg Democrats’ plan for nationalized health care at $1 trillion. Apparently the last $1 trillion dollar bill passed by Democrats worked out so well, they thought they’d try again. There are some very good conservative plans to lower the cost of health care in America and that make it accessible without overhauling the best health care system on earth, keeping in mind the idea that insurance is just that–when you give a Mary Kay Cadillac-package to everyone, it ceases to be insurance at all, but rather fascist-medicine.  Socialism is government owned and operated industry.  Fascism is when the government controls industry but the industry is still privately owned.  America doesn’t need an overhaul, just a touch-up.  So, without further a due, conservative alternatives to fascist medicine:

  • Eliminate insurance mandates.  Currently, insurance companies are mandated by the government to provide insurance for superfluous procedures, costing insurance purchasers $1.3 billion a year.  In other words, 12% of purchasers’ annual premiums.  This is probably since lobbyists for industries as various as birth control, laser eye surgery, Viagra, invitro fertilization and cosmetic procedures have successfully gotten liberal legislators to mandate these things be required pieces of insurance packages, rather than allowing families to choose based on need and cost.  This would be like requiring auto-insurers to cover oil changes, tire rotations, and fuzzy dice.
  • State legislatures should loosen regulation on insurance companies to allow individuals to purchase insurance packages across state lines and Congress needs to encourage trade with out-of-state insurers.  This would lower premiums in a variety of ways, notably by eliminating or diluting the community-rating laws in many states which force an 18 year old with no pre-conditions to subsidize, say, a 55 year old with many pre-conditions by making both pay the same, higher premium.  Cato Institute provides a look into this plan.
  • Equally weighted income tax deductions for medical providers who provide pro-bono medical services as a charity to the disadvantaged.  This would provide an incentive to doctors to provide free care, which doctors largely do any way.  Despite the charge that there are 47 million uninsured Americans, that number is probably closer to 8 million when you discount illegal aliens, people who make more than $70,000 a year who choose not to be insured, and those who are temporarily without insurance as a result of job transition.  Still, in America, no one doesn’t get emergency care because of their inability to pay.  They may lose their PS3, iphone, flat screen or car, and while I sympathize with their plight–facing the choice between food and iphone creates a difficult decision–this is still better than waiting four years for a hip replacement, as in Britain or Canada.
  • Establish Health Savings Accounts for every American.  Accounts in which each U.S. citizen could select, pre-tax, to deduct their personal wealth from their pay-check and deposit into a savings account.  Many Americans could put 40-50% more savings toward health care services.  By doing this, we can unleash the power of the individual consumer to tackle the rising costs of medical services by only using the services they really need and the providers that provide the best quality for the lowest cost.  It would also reduce unnecessary testing for diseases patients and doctors know aren’t the issue.
  • Tort reform.  American hospitals waste $700 billion a year on unnecessary tests and procedures.  This is largely because doctors are terrified of being sued by trip and fall lawyers.  If Americans needed a more ominous omen that we live in an overly litigious society, we have so many lawyers that 75% of recently graduated law students will have difficulty finding work this year.    Trial lawyers being one of the largest demographics for Democrats outside of the GLBT coalitions, trial lawyer lobbyists bankrolled Democrats to the tune of $179 million in soft-money in 2008, and Democrats receive 90% of the American Association of Justice’s campaign contributions.  Democrats reciprocate every time they are re-elected by instituting thousands of arcane rules and regulations to produce more work for trial lawyers nationwide.  Capping malpractice lawsuit awards and creating some system where losers of frivolous lawsuits would be forced to pay would greatly diminish this phenomenon.  Even if we accept the premise that there are 47.5 million uninsured Americans, if we eliminate this wasteful use of health care dollars, savings would amount to roughly $15,000 per ‘uninsured’ American.

To be continued…  On to the economy.

David Teesdale, phoned Senator Lamar Alexander this morning to inform him that the Senator’s support for confirming SCOTUS nominee Judge Sotomayor lost him Teezy’s vote next time around.  Act your ideology, Senator.  Call your Congressmen.  But first, comment here and send suggestions to david.evans.teesdale@gmail.com

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